From Credit Access to Debt Trap: A Study of the KCC Scheme in J&K
https://www.jkpi.org/wp-content/uploads/2025/10/WhatsApp-Image-2025-10-26-at-11.59.47_b2992f05-1024x683.jpg 1024 683 https://secure.gravatar.com/avatar/?s=96&d=mm&r=gIntroduction Over the past three decades, the region of Jammu and Kashmir has experienced prolonged political instability and socio-economic turmoil. These decades of uncertainty have significantly impeded the growth and…
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